Individual and Family Health Insurance

There are a number of reasons why you may be looking for an individual health plan or health insurance to cover your family. For example, your employer does not offer health insurance benefits or you are self-employed. When you are buying independently, you want to keep costs down, and we can help you do that.

Here are some of the individual health insurance options you have:

• HMO (Health Maintenance Organization). Considered the most affordable plans, an HMO creates a network of medical professionals, hospitals and other care providers to choose from so you have access to care.
• PPO (Preferred Provider Organization). An affordable and flexible individual plan that includes coverage under any health care provider.
• Health Savings Account (HSA). Coverage includes a high-deductible plan and a health savings account consisting of catastrophic coverage with a low premium and a tax-free savings account that can be used to pay for medical expenses.
• Fee for Service (FFS). After you receive the medical care you require, you are reimbursed for a percentage of that cost.

When you work with one of our experts, we’ll help you choose a plan that fits you. To find the one that suits your needs and budget, contact us today. You can also use our free quote tool and even apply for your plan now!